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How do I Activate my First Phase card? First Phase Card Activation

However, the First Phase credit card is designed for those who have difficulty getting credit in the first place. Our goal is to help those who lack access to credit by providing them with financing options.

A first Phase is a great option if you’ve had difficulty obtaining credit or if you’re looking for additional options. As a result, we strive to offer credit options that allow you to build your credit while simultaneously reporting it to the credit reporting agencies.

How do I Activate my First Phase card? First Phase Card Activation

How do I apply for a First Phase card?

You can begin building your credit with First Phase by clicking here.

You’ll need the following to apply:

  1. to be over the age of 18.
  2. the debt-to-income ratio that is within the acceptable range.
  3. Checks that are in accordance with the Patriot Act.

Application reviews are typically completed within 24 hours. To comply with the Patriot Act, we must verify the identity of all applicants. Occasionally, it takes a little longer. We’ll get back to you in 30 days.

Your new card will be delivered to you within 5-7 business days after it has been approved.

Activation of the Card in the First Phase

  • To activate your new First Phase credit card, follow the instructions on the activation sticker.
  • Call 877-726-5055 or visit FirstPhaseCard.com.
  • Your first access card can only be activated if your personal information (e.g., Social Security Number or card number) is correct.

The First Phase card can help me improve my credit in what ways exactly?

Obtaining a credit card like First Phase’s is just one step toward building up your credit score. An essential first step is making timely payments on the balance of the First Phase card. Building your credit takes consistent action, including careful management of your available credit line, maintenance of a low average balance, and on-time payment of your bills. The activity is reported to the three major credit bureaus during the first phase.

What are the benefits of using my card?

VISA First Phase Cardholders receive 3 benefits:

  • The VISA Account Updater automatically updates merchant and issuer account information.
  • Zero Risk Unauthorized charges aren’t the cardholder’s responsibility.
  • Identity Theft – NortonLifeLock protects and empowers people to live safely online.

Botton Line!

First Phase offers credit card options that allow you to build your credit while simultaneously reporting it to the credit reporting agencies. To comply with the Patriot Act, we must verify the identity of all applicants. First Phase’s first access card can only be activated if your personal information (e.g., Social Security Number or card number) is correct.

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